Frequently asked Tax Questions

How do I find out about my refund?
The best way is to use the Check Your Refund link from the Resources pages of our website! To look up the status of your federal or state refund, you will need your social security number, filing status, and exact amount you’re expecting back. Alternatively, you can go directly to the IRS website:,,id=96596,00.html  

What are the consequences of early withdrawals from my retirement plans?
there is a 10% penalty on the taxable amount. The main exceptions that let you withdraw money early without penalty are as follows: • Qualified retirement plan distributions if you separated from service in or after the year you reach age 55 (does not apply to IRAs). • Distributions made as a part of a series of substantially equal periodic payments (made at least annually) for your life or the joint lives of you and your designated beneficiary. • Distributions due to total and permanent disability. • Distributions due to death (does not apply to modified endowment contracts) • Qualified retirement plan distributions up to (1) the amount you paid for unreimbursed medical expenses during the year minus (2) 7.5% of your adjusted gross income for the year. • IRA distributions made to unemployed individuals for health insurance premiums. • IRA distributions made for higher education expenses. • IRA distributions made for the purchase of a first home (up to $10,000). • Distributions due to an IRS levy on the qualified retirement plan. • Qualified distributions to reservists while serving on active duty for at least 180 days. 

What do I do if I receive a notice from the IRS about my taxes?
Don’t panic! the first thing to do is carefully read the notice—to determine why it was sent, what the IRS is requesting, and what they want you to do. It may be nothing of importance; it may even be a notice in your favor. After reading it you should bring it to our attention.